Chapter 20 Credit Cards - The Insiders' Guide CREDIT - The Cutting Edge, by Scott French Perfect plastic - a clean credit rating is you key to real power, muscle of the financial kind. Scott French has compiled information on every imaginable aspect of credit: this is a hard-and-fast course in professional credit counselling, with step-by-step instructions on how to legally repair damaged credit the same way the pros do it, plus more devious tricks that work like financial black magic! Read about the 70 least-known credit facts, how to get cards with no credit check, how to deal with collection agencies and the top credit card crimes - why they're rarely prosecuted and almost never solved. Use this information for your own needs or to set up shop as a credit counselor. Not just another rehashed mishmash, this book reveals the strategies of one of the most important games in your life. Play to win with these inside tricks to the money game! 8.5 X 11", 264 pp, $25 (CUT)(720) CREDIT SECRETS - How to Erase Bad Credit, by Bob Hammond Solve your financial and credit problems once and for all! This book is a dynamic, easy-to-follow program that provides specific, jargon-free instructions on how to eliminate your debts and remove negative items from your credit files - regardless of your past or present financial situation. This book will save you thousands of dollars in fees, finance charges and interest payments as you learn the latest techniques in creative financing - proven methods of becoming debt-free and establishing good credit. Discover the inside info used by lawyers and credit counselors, including: * how to become debt-free without borrowing or bankruptcy. * dynamic strategies for negotiating with creditors * secrets of file segregation - the ONLY completely legal method for erasing bad credit overnight! Don't miss this opportunity to get yourself on solid financial ground. 5.5 X 8.5", 80 pp $12 (CREDIT)(838) HOW TO BEAT THE CREDIT BUREAUS - The Insider's Guide to Consumer Credit by Bob Hammond If you're like most adult American consumers, you have at least one inaccurate, misleading or obsolete piece of info in your credit files. Such items can cause you to be turned down for credit cards, loans or even employment. In this sequel to Hammond's best seller, CREDIT SECRETS, you'll discover how the bureaus secretly gather information about your private life and financial standing and then profit from retaining as much negative data as possible, who may request a copy of your credit report and for what specific reasons, what your rights are under the Fair Credit Reporting Act - explained in plain language - and cases where the bureaus have violated it, and finally, how you can take legal action on grounds of defamation, invasion or privacy or neglect. By revealing the inside information used by attorneys and professional financial consultants, this book will save you thousands of dollars and help you restore your good credit once and for all. 5.5 X 8.5", 136 pp, $12 (BUR)(861) CREDIT MECHANIC, The Poor Man's Guide to Credit Repair, by J. Arlene White. In today's world of plastic money, the man or woman without credit is a virtual "nonperson". You may have committed no crime greater than being unable to pay your bills during tough times. And it's an safe bet that sooner or later, tough times will be encountered by almost everyone at some time during their life. If you're caught in a tangled bureaucratic web, unable to rent an apartment, open a bank account, obtain insurance or even get a job, this book can help you break loose and start over anew. This unusual book is a step-by-step guide to repairing your credit yourself, WITHOUT the assistance of expensive "clinics". Read this book and you'll learn how to get a copy of your credit report AND DECIPHER IT; dispute negative items and get them removed (and know the best time of the year to do it;) write a dispute letter that is more likely to be acted upon; and develop a new, CLEAN credit file while your old one is under repair. Inside tips and tricks like these will help you turn bureaucracy in your favor and wipe the slate clean for good. 5.5 X 8.5, softcover, illustr., 68 pp, $10 (MECH)(929) VIDEOS (VHS, U.S. format only) SECRETS OF GOOD CREDIT, The Credit Game. Taking a beating on the financial playing field? You need some more coaching in the mechanics of developing - and defending - your credit rating. The faceless credit reporting bureaucrats have bullied, badgered and stomped you in the ground long enough! Watch the credit game in action and find out how even the little guys can play to win. You'll get the low- down on game rules laid down by the Fair Credit Reporting Act and how they can protect you from abusive credit reporting practices. You'll discover exactly how the bureaus keep stats on your credit - whether accurate or not - and how to interpret your file. Bone up on winning strategies you can use to wipe out the black marks against you and stack the odds more favorably in your favor. And when all else fails, take heart: just as in any other game, there ARE ways to cheat! The opposition doesn't always play fair, and you don't have to either. Color, about 40 min. $39.95 (CRED)(954) F9 for Next Chapter